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IBPS PO salary: pay scale and what is added in the bank
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The IBPS PO/MT-XVI notification (30 June 2026) prints the basic pay scale for Probationary Officers and Management Trainees as ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920, plus allowances as per the rules of the bank to which you are allotted. IBPS runs the exam, but the bank is your employer, so salary structure, posting and promotion follow that bank's policies.
Pay as printed in the notification
| Item | Detail |
|---|---|
| Post | Probationary Officer / Management Trainee (Junior Management Grade Scale I) |
| Scale of basic pay | ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920 |
| Scale starts at | ₹48,480 |
| Top of scale | ₹85,920, reached after 16 increments |
| Allowances | As per the allotted bank's rules |
| Participating banks | Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab National Bank, Punjab & Sind Bank, UCO Bank, Union Bank of India |
The scale is the same as the SBI PO scale; see the SBI PO salary page for the SBI advertisement's wording on advance increments and CTC. The salary hub explains how to read the notation.
What is added and what is taken off
The notification prints the basic scale only, so any "IBPS PO salary" total you see in rupees is someone's estimate for one bank and one city. Dearness allowance, house rent allowance, city compensatory allowance, special allowances and other benefits are set by each bank, and they change with the allowance rates and with your place of posting. On the deduction side come income tax, the retirement-scheme contribution and any loan or insurance deductions. Ask the allotted bank for its salary structure when you get your allotment.
Posting and growth
IBPS PO is an all-India cadre: the notification says you may be posted anywhere in India or outside it. After allotment you join the bank as a probationer, and promotion then follows that bank's scale structure, which for public sector banks moves from Scale I to Scale II and Scale III and above through the bank's own promotion process. Pay grows with annual increments and with each promotion.
How to get the post
IBPS PO has four stages in the 2026 cycle.
- Prelims: 100 questions for 100 marks in 60 minutes (English 30 questions for 30 marks, Quantitative Aptitude 35 for 30, Reasoning 35 for 40), with sectional cut-offs. It is qualifying only.
- Mains: an objective test of 170 questions for 200 marks in 160 minutes, plus a descriptive test (essay and comprehension) of 25 marks in 30 minutes.
- Personality Test and interview: the Personality Test is non-qualifying but mandatory to attend. The interview is for 100 marks, with a minimum of 40 per cent (35 per cent for reserved categories).
- Final merit: Mains and interview in the ratio 80:20.
Eligibility: age 20 to 30 as on 1 July 2026, and a graduate on the day you register. The notification does not state an attempt limit. Fees are ₹850 for others and ₹175 for SC, ST and persons with benchmark disability. Dates in IBPS's calendar are tentative. See the IBPS PO syllabus and exam pattern and IBPS PO preparation strategy.
Frequently asked questions
What is the basic pay of an IBPS PO?
The scale starts at ₹48,480 and runs to ₹85,920, as printed in the PO/MT-XVI notification. The bank you are allotted adds allowances under its own rules.
Does IBPS PO pay differ between banks?
The basic scale in the notification is common to the participating banks, but allowances, facilities and promotion policy are bank-specific, so take-home pay can differ.
What does ₹48,480-2000/7-62,480 mean?
Start at ₹48,480 and take seven increments of ₹2,000 each to reach ₹62,480. The rest of the scale continues with two increments of ₹2,340 to ₹67,160 and seven of ₹2,680 to ₹85,920.
Official sources
- IBPS CRP PO/MT-XVI detailed notification: pay scale, scheme of examination and eligibility.
- IBPS tentative calendar 2026-27: tentative exam dates.
IBPS may change dates and details by corrigendum, so confirm everything on ibps.in.
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