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What is the salary of RBI Grade B?
An RBI Grade B officer starts at a basic pay of ₹78,450 a month. The 2026 advertisement states initial gross emoluments of about ₹1,54,936 a month, without house rent allowance.
The pay scale
The Reserve Bank of India Services Board advertisement RBISB/DA/01/2026-27 (Panel Year 2026) prints the scale as:
₹78,450 - 4,050 (9 stages) - 1,14,900 - EB - 4,050 (2 stages) - 1,23,000 - 4,650 (4 stages) - 1,41,600
The scale covers 16 years. "EB" marks an efficiency bar, a checkpoint where an increment depends on meeting the standard for that stage.
What is added to basic
- Gross emoluments: about ₹1,54,936 a month initially, without HRA, according to the advertisement.
- House rent allowance: 15% of pay if you are not given bank quarters.
- Pension: the National Pension System (NPS) is mandatory.
The gross figure is the RBI's own estimate at the start of service. It is not your take-home pay, which is lower once deductions are made.
How it compares
| Post | Starting basic | Source cycle |
|---|---|---|
| RBI Grade B (DR) General | ₹78,450 | Panel Year 2026 |
| SBI PO | ₹48,480 plus four advance increments | 2026 |
| NABARD Grade A | ₹44,500 | 2025 |
NABARD's Grade A figure comes from its 2025 advertisement, the latest cycle published. See SBI PO salary for the PO side.
Getting the post
You need graduation with at least 60% (50% for SC/ST/PwBD) or post-graduation with at least 55%, and the exam has two online phases and an interview of 75 marks; see the interview marks. The full pattern, syllabus headings and a preparation approach are in the RBI Grade B guide. For role differences against officer and clerk posts elsewhere, see bank PO vs clerk.
For the full post profile, including duties and promotion path, see the RBI Grade B salary and career page.
Source
- RBI Services Board advertisement RBISB/DA/01/2026-27 (Grade B, Panel Year 2026): pay scale, gross emoluments and allowances.
- NABARD careers page: Grade A 2025 advertisement.
Pay changes over time. Check the current advertisement before relying on any number.
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- RBI Grade B examRBI Grade B (DR) General exam guide: Phase I, the three Phase II papers (ESI, English writing, F&M), the 75-mark interview, eligibility, pay and how to prepare.
- Bank PO vs clerkBank PO vs clerk compared on the 2026 notifications: starting pay, role, posting, exam stages, interview and promotion, plus how to choose your first target.
- SBI PO salarySBI PO starts at a basic pay of ₹48,480 plus four advance increments in scale JMGS-I. See the pay scale, the advertised CTC, bond and probation terms.
- RBI Grade B interview marksThe RBI Grade B interview carries 75 marks and final merit is Phase II plus the interview. Phase I marks do not count. 2026 rules and how it compares.
More in Bank exams
- RRB PO and Clerk togetherYes. In IBPS RRBs-XV you can apply for Office Assistant and one officer post, with a separate application and fee for each. Dates, fees and limits.
- SBI PO age limitSBI PO age limit is 21 to 30 years as on 1 April 2026. See upper-age relaxation for OBC, SC/ST, PwBD and ex-servicemen, and why relaxations do not stack.
- SBI PO attempt limitSBI PO allows 6 attempts for UR/EWS, 9 for OBC and PwBD, and no limit for SC/ST. Only appearing in Mains counts. Rules from the 2026 advertisement.
- SBI PO descriptive paperSBI PO Mains 2026 has a typed descriptive test, Communication Skills: 3 questions, 30 marks, 30 minutes. See the format and why letter and essay is outdated.
- SBI PO Prelims sectional cut-offSBI PO Prelims 2026 has no sectional cut-off; about ten times the vacancies are shortlisted on total score. IBPS has one. Here is how it works.
- Negative marking in SBI POSBI PO deducts one-fourth of the marks assigned to a question for each wrong answer in Prelims and Mains. See the penalty by section for 2026.
- Negative marking in IBPS POYes. IBPS PO deducts one-fourth of the marks assigned to a question for each wrong answer, in Prelims and Mains. See what it costs per section.
- Minimum percentage for bank examsIBPS and SBI exams ask for graduation with no stated minimum percentage. RBI Grade B and NABARD Grade A do. See the marks required, exam by exam.