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What is the minimum percentage for bank exams?
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For the most popular bank exams, there is no minimum percentage: IBPS PO, IBPS Clerk and SBI PO ask for a graduation degree in any discipline. RBI Grade B and NABARD Grade A are different: they require 60% in graduation, or 55% in a postgraduate degree.
Minimum percentage by exam
| Exam | Educational requirement | Minimum marks |
|---|---|---|
| IBPS PO | Graduation in any discipline | None |
| IBPS Clerk (CSA) | Graduation in any discipline | None stated |
| SBI PO | Graduation in any discipline | None stated |
| SBI Junior Associate | Graduation in any discipline | None stated |
| IBPS RRB Officer Scale II (General Banking Officer) | Graduation, plus 2 years as an officer in a bank or financial institution | 50% |
| RBI Grade B (DR) General | Graduation, or post-graduation | 60% in graduation (50% for SC/ST/PwBD), or 55% in post-graduation (pass marks for SC/ST/PwBD) |
| NABARD Grade A (RDBS General, 2025 advertisement) | Bachelor's, or PG/MBA/PGDM, or CA/CS/CMA/ICWA, or Ph.D. | 60% (SC/ST/PwBD 55%) for the bachelor's, or 55% (SC/ST/PwBD 50%) for the postgraduate |
"None stated" means that the education clause we reviewed asks for a degree and does not mention a percentage. Check the notification for exceptions in your cycle.
How RBI counts the percentage
RBI Grade B uses the aggregate of all semesters or years. If your university awards a CGPA and publishes no conversion rule, the advertisement gives a table: a CGPA of 6.75 is treated as 60%, and 6.25 as 55%. See the RBI Grade B guide for the selection process.
RBI says it encourages candidates with no prior experience to apply, so a fresh graduate with the required marks is eligible.
The degree must be complete on time
A percentage rule is only one part. IBPS wants you to be a graduate on the day you register, while SBI lets final-year students apply provisionally. The dates are in final-year students and IBPS PO.
Choosing a target
If your graduation is below 60% and you do not hold a postgraduate degree with 55%, IBPS and SBI recruitments remain open to you, but RBI Grade B (General) is not. Look at the list of bank exams for the options, and the bank exam eligibility guide for age, nationality and attempts.
Source
- IBPS CRP PO/MT-XVI detailed notification (30 June 2026)
- RBI Services Board advertisement RBISB/DA/01/2026-27
- NABARD careers page: Grade A 2025 advertisement.
Percentages are set by each advertisement, so verify them in the latest one.
Know which section is costing you the cut-off
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- Bank exam eligibilityBank exam eligibility for IBPS, SBI and RBI: age limits and relaxations, graduation rules for final-year students, attempt limits and local-language tests.
- Bank exams listEvery major bank exam in India in one list: IBPS PO, Clerk, SO, RRB, SBI PO and Clerk, RBI Grade B and Assistant, NABARD, with qualification and exam windows.
- RBI Grade B examRBI Grade B (DR) General exam guide: Phase I, the three Phase II papers (ESI, English writing, F&M), the 75-mark interview, eligibility, pay and how to prepare.
- Final year students and IBPS PONo. IBPS PO needs you to be a graduate on the day you register, with the result declared by the last date. See how SBI PO and clerk exams differ.
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